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Relationships, Commercial Outcomes, Integrity - RCI
RCI Capital specializes in private lending and debt advisory. Since the establishment of RCI Capital in 2020, our expert team with a collective experience of over 2 decades in commercial and residential banking, project management, and debt advisory have generated an annual transaction volume of 80-100M. Our expertise covers a range of asset classes with a focus on lending secured by Residential, Commercial and Industrial assets.
Get in touch with our team to find the best solution for you.
Why Choose RCI Capital?
Fixed return
Our attractive returns start at 9.00% per annum, with no monthly or annual account fees, flexible terms of 3-12 months.
Flexible Investment Structure
Through select mortgage investment, you choose the specific transactions you wish to participate in, which offers you flexibility to match the investment terms to your desired outcomes; a model that is both beginner friendly and delivers results for sophisticated investors.
Secured Investments
All our lending is backed by a diverse range of Real Australian Property, maximising the security of our investors through a familiar market.
Your Portfolio, Your Choice
At RCI Capitals, we empower you to direct your funds into investments of your choosing. We provide direct investment opportunities in transactions secured by real property, with conservative loan-to-value ratios.
Detailed information for each loan is accessible to you, empowering you to review and make informed decisions. This approach gives you complete control and the flexibility to customize your investment portfolio according to your preferences.
- Transparent and Secured Investments
- Array of Real Estate Types
- Investment terms from 3-12 months
- Retail Investors
- No Monthly or Annual Account Fees
- First and Second Mortgage Investment
- SMSF Investment Accounts
- Individual & Company Investment Accounts
- Fixed Interest Returns
- Flexibility to diversify your portfolio
- Sophisticated Investors
- High Yield Investments
RCI Transaction Structure
If you want to participate in an offer, confirm with our investor relations team to secure your investment. We work on a first in first served model.
Once your participation is confirmed, you will receive deposit details and your investment agreement.
You will receive investment offers with detailed information on the proposed loan via an SPDS or SIM
Once we advance the funds to the borrower, your interest will generally be paid within 24-48 hours after settlement.
Investment
Wholesale Fund
The Oak Capital Wholesale Fund is only available to investors who qualify as ‘wholesale clients’ under the Corporations Act.
How to Apply
Please read our Information Memorandum (IM), complete the application form and provide qualifying documents to us.
Investment
Retail Fund
A select investment fund allowing investors complete control over the deployment of their capital with fixed interest returns.
The Oak Capital Mortgage Fund is open to all investors at a minimum investment of $20,000.
How to Apply
Please read or Product Disclosure Statement (PDS) and our Target Market Determination (TMD) then complete the application form in our PDS and return it to us.
Want to know more about our investment options?
Talk to our investor relations team today to see if Oak Capital could fit your investment strategy and portfolio
Recent Transactions RCI Capital have funded
Large land development site
Property developer purchasing large land holding with house in Terrey Hills, Sydney with future development potential.
$4,200,000 funded, on 50% LVR of Contract Price $8,358,000
Duplex Development
Complete construction of duplex in Eastwood, Sydney. Existing client completing their 5th development (all 4 previous developments were funded by RCI Capital, completed, and loans repaid).
$3,051,750 funded, on 65% LVR of As If Complete value $4,695,000
Refinance Industrial Property
Well established property developer refinancing existing industrial property in Northmead, Sydney.
$16,900,000 funded, on 65% LVR of as if valuation $26,000,000.