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Typical Loan Process

Step 1.Get in Contact

Contact us to discuss your scenario, one of our team members will contact you within hours to see if we can help.

Step 2. Quote

Receive an indicative offer outlining the loan cost estimate and interest rate. This pricing will be honoured unless the scenario changes.

Step 3. Apply

Complete our application form, along with any requested information so we can promptly assess your loan.

Step 4. Assessment

Once we have a fully completed application, your loan will be assessed by our experienced team. Generally, we will approve loans within 24 hours after receiving a satisfactory valuation report.

Step 5. Approval

Now we are in business! We’ve assessed the application, and a formal Letter of offer is issued. Once we receive a signed copy, we will instruct our panel lawyers to prepare mortgage documentation and move toward settlement.

Step 6. Mortgage Documents Issued

Our specialist lawyers will prepare and issue full mortgage documentation to the client’s legal representative. Once mortgage documents have been executed and returned, and all special conditions have been satisfied, our lawyers will confirm we are ready to settle.

Step 7. It’s Settlement Time

We will book settlement for the next available time with all relevant parties. Settlement occurs and funds are advanced. The loan process is now complete – quick and easy!

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